Here’s another tip I just found out about: If you are trying to raise your credit score, you can actually have the credit companies look at accounts where you have a good payment history but that wouldn’t otherwise be reported, such as cable, phone, utilities, — even daycare!
The way to do this is to go to prbc.com. PRBC classifies themself as America’s alternative credit bureau, and because of what they do, they can really help boost your credit scores. Even if you have no credit history, you can build positive credit by showing that you pay your bills on time.
Increasing your credit score can position you in a very positive way for better rates on mortgages and loans in general. This is a great way to boost your score.
Posted in Mortgages, Real Estate, blackhawk ca, blackhawk california, credit, debt, tips tidbits and tricks
